Steps to Buying A Car In Washington

Steps to Buying A Car In Washington

Vehicle purchases are among the largest transactions in Washington, which means they can result in a significant sales tax payment.

Washington levies a 6.5% ordinary state sales tax plus a 0.3% “motor vehicle sales and lease tax,” for a total state tax of 6.8% on the  leasing  or purchase of all cars. In Washington, counties, and localities collect sales taxes that apply to car purchases and leases; thus, the total sales tax you pay will also include 0.5% to 3.5% of additional local sales taxes based on your local sales tax rate. Thus, depending on where the transaction is performed, automobile sales taxes in Washington might range from 7.3% to 10.3%.

Getting your driver’s license is an important step toward having greater flexibility to do anything you want. You can register your car in person at a WA DOL office or by mail. If you wish to legally drive on WA roads, you should do this right away. Also, if you drive without a title or registration, your license may be suspended.

How to Register a Car in Washington

  • Application for title or leasing agreement
  • Identification and evidence of residence are required.
  • Vehicle inspection and insurance
  • Payment of all relevant fees and taxes

Those moving from out of state must register within 30 days of their arrival. They’ll go through a process that’s quite similar to automobile registration. It is suggested that you obtain an adult WA license for ease of driving and later car renewal.

Step-by-Step Guide to Washington Car Registration

You must register your car if it has been leased, acquired, inherited, or presented to you. When you have all of the essential paperwork, registration is a breeze. Also, have your payment ready while processing the fees and taxes.

In Washington, you must register your car within 15 days of purchasing it. If you do not register within this time limit, you will be charged $50, then $2 each day thereafter (up to a maximum of $125).

What You'll Require

  • WA driver’s license or state identification
  • Vehicle ownership documentation
  • The title of the vehicle
      • Notarized
      • Release of Lien (if applicable)
    • Forms completed
      • Title completion
      • Report on Application Emissions Testing (if applicable)
      • Odometer Disclosure (vehicles 10 years and older)
      • Bill of Sale
    • Payment procedure
      • Fees for registration
      • Consumption tax (if applicable)

Emissions inspections are performed for residents of Clark, King, Pierce, Snohomish, and Spokane counties. Cars 10 years old or newer, hybrid vehicles (with 50 mpg city), and diesel vehicles constructed since 2007 and weighing less than 6,001 lbs are exempt from the testing.

Registration of Vehicles (via Private Sales)

The requirements for buying or selling a car through private parties are outlined below.

    • Change the title
      • Sign and have it notarized
      • There is no title: Loss Affidavit/Release of Interest (TD-420-040)
    • Complete the Vehicle Certificate of Ownership (Title) Application at the DMV or Quick Title office (TD-420-001)
      • Plus: If appropriate, lien release
    • Provide the necessary disclosures (if applicable)
        • Emissions examination
        • Odometer
    • Display the Vehicle/Vessel Bill of Sale (TD-420-065)
    • Display your driver’s license as evidence of identification.
    • Display evidence of insurance
    • Make payment for the registration costs.

Unless you process at a Quick Title office (and pay the $50 additional charge), you will receive your plates at the office once all items are done. Otherwise, you should receive your plate in the mail within 10 weeks at most; call if there has been a significant delay.

Dealer-Leased or Purchased Registrations

The WA DOL receives your title and tag documentation from dealerships. However, if it’s a smaller dealership or at your leisure, you may need to submit the paperwork. You will proceed in the same manner as with private registration, exchanging the manufacturer’s Certificate of Origin (usually).

You should receive your paperwork and plates in the mail shortly after that.

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Mail-In Registration

You must sign or notarize the title and complete all documentation as if going to the DMV. This involves physically obtaining an odometer disclosure before delivering anything. You will transmit your information to the licensing office after everything has been validated.

Documents and money should be sent to:

Department of Licensing
Refunds and Title Services
PO Box 9043
Olympia, WA 98507

Your registration should come in a few weeks, and your license plates in around three. If they’ve been delayed, contact the licensing office.

Vehicle Registration Fees

In Washington, registration costs are computed based on vehicle weight, vehicle type, license plates, and home location. In addition, residents will be required to pay a use tax if no sales tax is paid.

The following are Washington’s vehicle registration fees:

  • Title service fee: $15
  • The registration service price is $8.
  • Fees for local transportation benefit districts vary by jurisdiction (if required).
  • If appropriate, a regional transit authority excise tax.
  • The King County congestion fee is $20.
  • The license plate charge is $20.

Fees for inspection:
Inspection by the Washington State Patrol for salvaged, refurbished, or home-built vehicles: The inspection fee is $65 Additional costs may apply for inspections with VIN assignment.

Washington Insurance Policies

Washington requires a minimum of $25,000, $40,000, or $10,000 in vehicle insurance coverage. In the event of a covered accident, your bodily injury limitations are $25,000 per person, up to a total of $50,000 per occurrence. It also provides up to $15,000 in coverage for damage to another person’s property.

Liability insurance

If a lawsuit is filed against you as a consequence of a covered accident, liability coverage will pay for your legal defense. As a Washington resident, your insurance policy must include two types of liability coverage: property damage and bodily injury.

  • If you are judged legally liable for a covered accident, property damage protects your assets. It protects you against certain types of harm to another person’s property or vehicle.
  • If you are held legally responsible for a covered accident, bodily injury protects your assets, including some expenditures linked with physical harm incurred by the other parties.

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Popular Cars Used In Washington

Ford F-150

The New Ford F-150 is one of the most well-known trucks on the road, and Ohioans preferred it above any other vehicle on the market. It dominates this uber-competitive utility sector, with a maximum tow rating of 14,000 pounds and a payload capacity of more than 3,300 pounds. There are no weak links in its impressive portfolio of powertrains, which includes naturally aspirated V6 and V8 engines, brawny twin-turbo V6s, and a cost-effective hybrid option. The handling and ride quality are well-balanced, the cabin is spacious and luxurious, and the entertainment features are straightforward.

Honda Civic

The New Honda Civic is a popular vehicle in Washington. This is because it is reasonably priced and offers drivers a dependable car. It also handles quite well and gets excellent mileage, which adds to the economic advantages. There are also superb safety measures to put drivers at ease. The standard engine won’t blow you away, but the optional turbocharged power plant elevates this Honda’s street cred. The Civic is loaded with technology on the inside, and it’s all wrapped up in a beautiful and modern package. Both rows of seats are comfortable and spacious, and the trunk is huge for the segment.

Mazda CX-5

The New Mazda CX-5 is an excellent SUV. The inside of this Mazda is sleek and quiet, with well-thought-out features and high-quality materials. In addition to a stylish interior, the CX-5 sports a bevy of safety features, a smooth ride that absorbs road imperfections, and agile driving on curved routes. However, the CX-5 has less cargo and rear-seat room than a number of competitors. The Mazda CX-5 not only lives up to the brand’s reputation for sporty handling, but it also provides a near-luxury feel for mainstream money. This unique combination of agile handling and interior refinement makes the CX-5 one of our favorite compact SUVs, particularly higher-end models equipped with the optional 256-hp turbocharged four-cylinder engine.

Subaru Outback

The New Subaru Outback 2023 is a fantastic wagon. It provides an admirable combination of car-like handling and small-SUV performance in an upmarket package. It has ample passenger and storage capacity, as well as a slew of standard and optional technology, comfort, and driver-assistance systems. It also comes equipped with all-wheel drive and can easily handle mud or gravel roads. The Outback’s attractiveness is diminished by an uninspiring basic engine and a cumbersome infotainment interface, but it remains an excellent option compared to a more typical small SUV. Customers may choose between a non-turbocharged four-cylinder engine and a turbocharged four-cylinder engine, but all Outbacks come standard with all-wheel drive and a continuously variable automatic transmission (CVT).

Toyota RAV4 Hybrid

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